by Illinois Casualty Company, Loss Control Team

Power outages

• Arrange a freezer / refrigeration truck
• Power generator
• Keep coolers and freezers closed

Flooding

• Installation of French drain or sump pumps in basement – keep maintained
• Keep perishable food storage elevated

Winter-related issues

• Keep parking lots and sidewalks shoveled and salted
• Warning signage near entrance and parking lot (slippery when wet, watch for falling snow and ice, watch your step, etc.)

Thunderstorms

• Keep combustible materials away from the building
• Disconnect electrical equipment (if possible)
• Keep trees trimmed
• Secure outdoor objects
• Install impact resistant windows, reinforced doors and shutters
• Keep roof maintained (repair as needed)

Miscellaneous situations

• Inspect exterior (parking lot, sidewalks, building) at different times of the year and weather events. This can determine a number of different issues.
• • Where patrons typically park and walk
  • The location of public egress and ingress points
  • Identify cracks and potholes
  • Determine the location of snow drifts, ice accumulation, snow pack or other snow removal issues
  • Examine the condition of downspouts
  • Check for buildup of dried leaves in gutters
• Keep updated copies (off site) of important documents, including photos of equipment, appliances, and inventory
• Keep a list of all contractors and suppliers in the event of a severe weather emergency
• Pre-plan procedures in the event of an emergency and make sure employees know their roles and responsibilities
• Make sure emergency lighting is installed and operating properly

 

Editor’s Note: Illinois Casualty Company is the exclusive preferred vendor of the Pennsylvania Licensed Beverage and Tavern Association for liquor liability insurance. Qualifying Members can save up to 10% on their businessowners and liquor liability insurance. To find out more about insurance programs from Illinois Casualty Company and to locate an agent in your area, visit www.ilcasco.com/insurance-programs.